Evaluation

Project Praise!

0 Comments 12 December 2013

The evaluations of the Debtless Project’s Final Reports are being received by partners and our NL partner’s final comments hopefully say it all:

‘Excellent and relevant project with a report and website to match.’

Feedback from the UK included:

Overall we found your project to be very worthwhile and interesting. In particular it was good to see that that the project educated almost 600 participants around Europe on the financial matters and debt. It is also good to see that all the tangible outputs are of high quality and provide very useful information on the topic. It is very positive that all the project aims and objectives have been fully achieved …

 

Good advice

Debtless video from NL

0 Comments 22 November 2013

Click on the red link to view the Debtless video produced by our partners from the Netherlands! It summarises some of the issues related to debt in which people can find themselves and directs them towards the Debtless Project for help and guidance.

Dissemination, Featured

The Debtless Project draws to a close …

0 Comments 04 October 2013

The Debtless project officially concluded at the end of July 2013, but work has continued throughout September and will carry on into the future, utilising many of the project outcomes such as the guidebooks, the website and research findings. All of the partners have worked tirelessly over the last two years to make the project a real success and to help raise people’s level of Financial Awareness in our target groups – those who have fallen in the debt trap and those who are at risk of doing so.

Each partner has brought their own unique contribution to the project and we are confident that our collaborative work has helped to raise the profile of debt, not only in the seven countries represented, but more widely across Europe.

Borrowing money, In the media, Useful websites

UK Debt Statistics

0 Comments 04 September 2013

The latest Debt statistics published today (covering the latest reporting period to July 2013) – show that all three aspects of debt of greatest relevance to families has risen since last month.

To see the full report click here

  • Average household debt in the UK (excluding mortgages) was £6,005 in July. This is up from a revised £5,931 in June.
  • Average household debt in the UK (including mortgages) was £54,110 in July. This is up from a revised £54,014 in June.
  • The average amount owed per UK adult (including mortgages) was £28,614 in July. This is up from a revised £28,563 in June and was around 116% of average earnings.

£28,614 is equivalent to about €34,000 – a startling amount of money!

Uncategorized

Insolvency

0 Comments 28 August 2013

The artisan, who did his job, did not receive his money and nowadays he has a debt because of the money he did not receive – this is dismal summary of the story in this episode. This artisan has property, but it is also property of his ex-wife, so he can not sell it on his own. His debtor does not want to pay him debt in total and his creditor does not want to stop the execution. The financial adviser made the agreement, which is advantageous for all – the artisan will receive money from the debtor, not the whole sum owed, but he will receive a majority immediately and the creditor will receive all money if he stops the execution. However, there is a big problem – the creditor does not want to negotiate. Will the creditor change his mind?

Whatch this video in czech.

Borrowing money, Good advice

Slovene Consumers’ Association: consumers’ loans and interest rates

0 Comments 13 August 2013

 

Slovene Consumers’ Association is gathering information on the interest rates for consumers’ loan for 3.000 EUR for 12 month and 7.000 EUR for 48 months. Last year difference between offer of one bank and other bank was 380 EUR, but this year difference is already 530 EUR.

To find more information visit ZPS website: PLEASE CLICK HERE.

Featured, Good advice

Slovene Consumers’ Association: housing loans and interest rates

0 Comments 13 August 2013

 

Slovene Consumers’ Association is gathering information on the interest rates for housing loan for 80.000 EUR three times per a year. With choosing right offer the consumers can save up to 5.000 EUR. You can also see how much you would have to pay each month at the beginning. That will change when 6 month EURIBOR will be higher than at the signing the housing loan.

To find more information visit ZPS website: PLEASE CLICK HERE.

Borrowing money, Good advice

Slovene Consumers’ Association: calculators to the better financial future

0 Comments 13 August 2013

 

Slovene Consumers’ Association (known as ZPS in Slovenia) is an independent, non-profit, internationally recognised non-governmental organization, which has been protecting and representing consumer interests since 1990. Their mission is for consumers to be informed, to be aware of and familiar with their rights and also to assert them, as well as a consumer-friendly society which respects and protects consumer rights.

On their webpage you can found more information which will help you to obtain financial information and calculate your financial future, namely deposit and loans interest rates.

To find more information visit ZPS website: PLEASE CLICK HERE

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